Fire insurance

Mr tong insures his shop against fire for Rm1000,000 in 1 may year 2010 with ING insurance berhad .During the time Mr tong purchase the insurance, the insurer ask for the purpose of the shop, Mr tong said the shop is for selling flower . In fact the behind the shop is rent for the used of car workshop. On 3 Oct 2010 the Mr Tong  shop is on fire . In this incident , whether a not Mr tong still entitle for the compensation under fire insurance ?

In this case , Mr tong is fail to disclose the fact which is  material that the part of the shop is used for repair services . This case is similar to the case" Goh choi leng v public life co" which is not disclose information that is material.  As your knowledge workshop usually keep many engine oil which is easily  cause  fire . Due to failure to  disclosed fact which is material , the contract is voidable by ING insurance company . Mr tong Might not entire to this  compensation against fire insurance .